Pearl Necklaces

Cultured pearls, explained

A cultured pearl is a real pearl, built up layer by layer inside a living mollusk. Culturing simply means the process was started on purpose, which is why cultured pearls are the norm in fine jewelry.

When you compare pieces, look at the surface first. The best pearls have a bright, mirror-like glow (jewelers call it luster) and few spots or dents. Round pearls read the most classic; slightly off round or baroque shapes look more relaxed and modern. On a strand, check that the pearls match each other in size, tone and shine from one end to the other.

Picking a pearl necklace length

Choose length by neckline. A 16 inch piece sits around the collarbone and is the classic look with an open collar or a strapless dress. At 18 inches, a pearl pendant or strand falls just below the collarbone, which suits most everyday tops. A 20 inch length drops a little lower and clears a crew neck.

A single pearl on a fine chain is the easiest way to start: quiet, light and good under a shirt collar. A full pearl strand says more and works best when it has the neckline to itself.

Pearls for gifts, brides and the office

Pearls suit almost any stage of life, which is why they are such a common gift. A single pearl on a fine chain makes a graceful graduation or first fine jewelry present, and it is easy to wear under a work collar. A full strand belongs to weddings, formal dinners and anyone who enjoys a classic look.

For a bride, pearls look lovely against a white or ivory dress and soften the light in photos, so a strand or a pendant at the neckline is an easy choice. If you are buying for someone else and unsure of the length, choose 18 inches, the length most people wear.

Pearls beside gold and diamonds

Pearls pick up the color of the metal next to them. Creamy and warm pearls look richer against yellow gold necklaces, while bright white pearls look crisp with white gold or platinum.

Layering pearls with diamonds is a lovely look for an evening, but it is the one pairing to manage with care. Diamond is the hardest natural material and will scratch pearls if the two rub, so give each piece its own length and space. If you want a matching diamond piece to wear on other days, the full necklace collection covers pendants, chains and lines.