Peace of mind for your jewelry

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Rare Carat has collaborated with Jewelers Mutual, the leader in jewelry insurance, to remind you of the importance of protecting your beautiful and timeless jewelry from loss, theft, damage and even disappearance.

Whether it’s an engagement ring or a gift to yourself, protecting your jewelry is quick, easy and allows you to wear without worry. A policy from Jewelers Mutual typically costs 1-2% of the jewelry’s value per year and checking how much it will cost you takes less than a minute.

Jewelers Mutual personal jewelry
insurance advantages include:
  • Comprehensive worldwide coverage while traveling that extends beyond ordinary homeowners insurance
  • Protection against theft, damage, accidental loss, and disappearance
  • The option to choose your own jeweler
  • Repair of damaged jewelry with the same level of quality as the original
  • Replacement of lost jewelry with the same brand and type
  • Graduate Gemologists (GIA) with a passion for jewelry on staff

If you have any questions about jewelry insurance from Jewelers Mutual, please email or call 888-884-2424.

About Jewelers Mutual

For over 100 years, Jewelers Mutual has been offering protection from loss, damage, theft and even disappearance. Your most prized jewelry possessions don't simply reflect light, they are reflections of you and of life's most important moments. When you're covered by Jewelers Mutual, you have the ability to wear your jewelry without apprehension.

Jewelers Mutual® Group has provided the content on this page.

*Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Quebec).

Must be at least 18 years of age to apply for insurance. Although Rare Carat may offer opinions to consumers about the importance of protecting their purchases, Rare Carat is not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or licensed insurance agent.

Coverage is subject to the provisions, limitations, exclusions, and endorsements in the policy and the level of coverage you select. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.